My Worth
PTOpen My Worth
Net worth · Spending · Goals · Shared spaces

See where your money is and where it goes

My Worth puts everything you own and owe in one place, shows how well it is spread, and keeps track of what you spend, so you always know where you stand and where you are heading. On your own, or together with the people you share money with.

Open My WorthGet it on your phone

Works in your browser and installs on your phone. English and Portuguese.

My Worth on a phone: a net worth of €161,610, up €2,665 since September, with a 12-month trend line.

Everything in one place, nothing you don’t need

Built for one thumb. Every screen answers a simple question.

Net worth and diversification

Everything you own and owe, in one number.

  • Assets and debts with their value history, so you see the trend
  • Allocation by type and by your own groups, like “Retirement” or “Home”
  • Plain findings when too much sits in one place
  • Liquidity and cash buffer: how many months your available money covers
Diversification card with a score of 1.7 equal parts and findings about concentration, debt and cash buffer.
New

Shared spaces

Money you share, kept apart from your own.

  • Your personal space stays private: nobody else ever sees it
  • Shared spaces for a couple, a family or flatmates, each with its own accounts, spending, budgets, recurring payments and goals
  • Invite people by email; you can be in several spaces
  • Every expense says who paid it, or that it came from shared money
  • Split by your usual shares (like 60/40), equally, for one person, or your own way
  • Balances show who owes whom, suggest the fewest payments and record settle-ups
Balances in a shared space: Tiago owes you €407.62, with the suggested payment and a past settle-up.

Spending

Add an expense in seconds.

  • Quick add: pick a category, type the amount, save
  • Month, Year and Recurring views
  • A year chart of income against spending, month by month
  • Categories you can rename, re-icon or hide
  • Import from Excel or CSV, including bank exports

Budgets and savings rate

See where your income went.

  • A monthly budget per category, with a warning when you get close
  • Every category is a need or a want, and you choose
  • Needs, wants and what you kept, against the 50/30/20 guide
  • Your savings rate, month by month and for the year

Goals

Know if you will get there, and when.

  • A target and an optional date
  • Funded by linked accounts and by money you add by hand
  • What you need to put aside per month
  • Your real pace and the month you will reach it

Recurring payments

Salary, mortgage and subscriptions add themselves.

  • Weekly, monthly or yearly
  • Start in the past or the future, with an optional end
  • Pause and resume at any time
  • In a shared space, with who pays and how it splits

Your language, your currency

  • English and Portuguese (Portugal)
  • Any of 30 currencies
  • Light and dark mode, following your phone or set by you

A look inside

Real screens from the app, with sample data. Swipe to see more →

Your money, your data

My Worth is a place for your numbers, not a business built on them.

  • Kept in the EU

    Your data is saved in the European Union.

  • Never sold or shared

    No ads, no trackers, no selling or sharing your data with anyone.

  • No bank connection

    You decide what goes in. My Worth never asks for bank logins or card numbers.

  • Your space stays yours

    Your personal space is only ever yours. A shared space shows its members what is in it, and nothing else.

Read the privacy policy →

Get it on your phone

My Worth is an installable web app: add it to your home screen and it opens full screen, like any other app. Apps for the App Store and Google Play come later.

iPhone and iPad

  1. Open app.my-worth.net in Safari
  2. Tap the Share button
  3. Choose Add to Home Screen

Android

  1. Open app.my-worth.net in Chrome
  2. Tap the menu (⋮)
  3. Choose Install app, or tap Install inside My Worth

Computer

  1. Open app.my-worth.net in Chrome or Edge
  2. Open the browser menu
  3. Choose Install My Worth, or click Install inside the app
Coming laterApp StoreGoogle Play

Start with what you have today

Add a few accounts and this month’s spending. It takes a couple of minutes.

Open My Worth